Mortgage broker · Charlotte, NC
Hi, I'm Reanna. I walk with you through every step of your home purchase or refinance, from the first question to the closing table.
NMLS #1793959 · Hampton Point Financial, powered by Xpert Home Lending · NMLS #2179191
Pictured with one of her three rescue pups, August
About Reanna
Buying a home comes with a lot of questions, and Reanna wouldn't have it any other way. As a hands-on mortgage broker, she walks alongside clients through every step, making sure the numbers make sense and the process feels easy.
She specializes in working with first-time buyers and the self-employed, and brings creative solutions when challenges come up.
Outside of work, Reanna is deeply involved in dog rescue and local shelter volunteering, and enjoys eating Mexican food more than anyone you'll meet. She lives in Mount Holly with her husband, Drew, three rescue pups, and one cat.
Licensed in five states — NC, SC, OR, WA & FL
First-time buyer specialist — plain-English guidance from pre-approval to keys
Self-employed friendly — creative documentation and loan options for business owners
Broker, not a bank — she shops multiple lenders to find the right fit for you
Loan programs
Every borrower's picture is different. These are some of the most common paths — and if yours doesn't fit a box, that's exactly the kind of puzzle Reanna likes to solve.
Step-by-step guidance for your first purchase — what you can afford, what to expect, and no question too small.
Loan options built for business owners and 1099 earners, including bank statement programs that look beyond tax returns.
Flexible fixed- and adjustable-rate options with competitive terms for a wide range of buyers.
Lower down payment requirements and more flexible credit guidelines for qualified buyers.
Zero-down financing options for eligible veterans, active-duty service members, and surviving spouses.
Lower your rate, change your term, or tap into your home's equity when the timing is right for you.
How it works
Send a text to book a free 15-minute consultation. We'll talk goals, timing, and what's possible.
Complete a quick application and share a few documents. Reanna shops lenders to find your best fit.
House-hunt knowing your numbers. Reanna stays on call for payment scenarios on any home you're eyeing.
Reanna processes her own files, so she's your one point of contact from application to closing — coordinating with your agent and the closing team the whole way.
Let's talk
Whether you're six months out or found the house yesterday, a quick conversation is the best first step. No pressure, no jargon — just honest answers about your options.
Kind words
We contacted Reanna to get the loan process started for our relocation move. Not only was she knowledgable, she was thorough in getting everything needed to get us pre-approved. She stays in touch with you along the way to make sure things go smoothly and most importantly, that you understand the process. Contacting Reanna was one of the best decisions we made and we absolutely would recommend her to anyone looking for a mortgage.
As a realtor, I cannot say enough good things about Reanna! She is extremely thorough and takes the time to explain everything on the financial side of the real estate transaction in detail. My clients are always beyond pleased with her level of service and her availability, she makes clients a top priority, always getting back with answers and solutions to any questions quickly. Hard to find a better lender, I HIGHLY recommend!
Reanna was excellent as our mortgage broker. She communicated extremely fast and worked with our realtor to be able to get the best option on our home. She was able to explain anything we had questions about and give us great insight on things where we would have not even thought about them! Would absolutely recommend anyone to go with her!
Working with Reanna for our HELOC was hands-down the BEST experience in the mortgage/lending world we've ever had. Her communication was quick, thorough and we never had to reach out to her once. She kept us informed the entire way. From our first call with her to funding day was 4 business days. We're still shocked at how easy this was. Our local bank told us 30-45 days. So glad a friend referred us to Reanna. Highly recommend!
Working with Reanna was fantastic! Reanna was a fantastic partner in helping our clients land their dream home. She ran through every scenario with our clients prior to writing the contract, making sure they were well prepared for any contingency. She deftly handled a low appraisal situation and how we could utilize additional credits for home. Fantastic communication and extremely knowledgeable and just a great person to make any transaction smooth!
Reanna was fantastic to work with throughout the whole home buying process! Everything was very clear and I was always kept up to date. She was always quick to answer when I had any questions and stayed on top of everything. There was never any question about myself or my realtor being out of the loop. I had worked with another lender previously and the experience was night and day. Being self-employed, it can be hard to find the right mortgage broker, and I wouldn't hesitate to recommend Reanna to anybody! Thank you so much again for helping make this a smooth transaction!
Reanna is truly a pleasure to work with. She is by far one of most efficient and customer service driven broker I have encountered in the past five years as a Realtor/Broker. Since I utilize her services personally for my business, I can confidently recommend her to anyone looking for a mortgage loan.
We contacted Reanna to get the loan process started for our relocation move. Not only was she knowledgable, she was thorough in getting everything needed to get us pre-approved. She stays in touch with you along the way to make sure things go smoothly and most importantly, that you understand the process. Contacting Reanna was one of the best decisions we made and we absolutely would recommend her to anyone looking for a mortgage.
As a realtor, I cannot say enough good things about Reanna! She is extremely thorough and takes the time to explain everything on the financial side of the real estate transaction in detail. My clients are always beyond pleased with her level of service and her availability, she makes clients a top priority, always getting back with answers and solutions to any questions quickly. Hard to find a better lender, I HIGHLY recommend!
Reanna was excellent as our mortgage broker. She communicated extremely fast and worked with our realtor to be able to get the best option on our home. She was able to explain anything we had questions about and give us great insight on things where we would have not even thought about them! Would absolutely recommend anyone to go with her!
Working with Reanna for our HELOC was hands-down the BEST experience in the mortgage/lending world we've ever had. Her communication was quick, thorough and we never had to reach out to her once. She kept us informed the entire way. From our first call with her to funding day was 4 business days. We're still shocked at how easy this was. Our local bank told us 30-45 days. So glad a friend referred us to Reanna. Highly recommend!
Working with Reanna was fantastic! Reanna was a fantastic partner in helping our clients land their dream home. She ran through every scenario with our clients prior to writing the contract, making sure they were well prepared for any contingency. She deftly handled a low appraisal situation and how we could utilize additional credits for home. Fantastic communication and extremely knowledgeable and just a great person to make any transaction smooth!
Reanna was fantastic to work with throughout the whole home buying process! Everything was very clear and I was always kept up to date. She was always quick to answer when I had any questions and stayed on top of everything. There was never any question about myself or my realtor being out of the loop. I had worked with another lender previously and the experience was night and day. Being self-employed, it can be hard to find the right mortgage broker, and I wouldn't hesitate to recommend Reanna to anybody! Thank you so much again for helping make this a smooth transaction!
Reanna is truly a pleasure to work with. She is by far one of most efficient and customer service driven broker I have encountered in the past five years as a Realtor/Broker. Since I utilize her services personally for my business, I can confidently recommend her to anyone looking for a mortgage loan.